15th May 2017
I’ve got bad credit, do I need a deposit?
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Bad credit van leasing
We work with lenders that specialise in offering leases to people with poor credit
"They really do help people with bad credit, non-judgemental, friendly helpful staff."
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Once upon a time, having bad credit prevented you from getting a van deal. However, now you can get a great van deal with bad credit.
We work with a wide range of lenders who specialise at approving customers who have had previous credit issues.
We treat each customer’s application individually and liaise directly with our lenders to ensure everyone is looked at on a case-by-case basis.
Whether you’re a sole trader, work in a partnership or a large company, our team of dedicated specialists will work with you to find a suitable van or fleet lease deal.
We have vans from all manufacturers and models, such as the Mercedes-Benz Sprinter and the Ford Transit.
Hippo approves hundreds of customers per month for bad credit van leasing. Browse our wide selection using our advanced search function for more options.
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How does bad credit van leasing work?
Leasing a van with Hippo is an excellent option to consider if you need a van for your livelihood but are worried about being accepted.
Bad credit van leasing works like any other lease agreement; tell us the van you want, and we’ll help you find a bad credit van lease deal that suits your needs.
We’ll do a credit check with your best-suited lender, who’ll take a look at your credit file. Once you pass the finance application, you sign your contract, and you are ready to get in the driver’s seat and start doing business.
Van leasing doesn’t have to be a long process; this is why Zero Deposit focuses on getting customers the best van lease deal, then we deliver it to your front door quickly.
To ensure you find the perfect van for your needs, we also have more options such as no deposit van leasing or used van leasing.
Benefits of using Hippo for bad credit van leasing
- High chance of acceptance – Zero Deposit Car Leasing works with a wide panel of lenders, so there’s a great chance of finding the funder for you and passing your credit check
- No deposit – don't pay anything for 30 days
- Fixed monthly payments – You are in control of your budget when you know exactly how much your monthly repayments are
- Quick delivery – Our in-stock vans are usually delivered within a week. You also have the option to collect if this is more convenient for you
- Nationwide delivery – Zero Deposit Car Leasing delivers hundreds of vehicles all over the UK, including Northern Ireland and the Isle of Man
- Hundreds of new and used vans available to choose from
Van leasing FAQs
Can I lease a van with bad credit?
If you have bad credit, you can still be considered for a van lease. However, your credit score will affect your monthly payments, which will be a little bit higher. We can offer a soft credit check before approval, which won't affect your credit score.
Do you do credit checks at any point?
Whatever financial agreement you wish to apply for, it will always require a credit check. A soft credit check will be done first of all, as this has no impact on your credit score. You can then see which lender is best for you, as well as allowing ourselves to see if you would be accepted for a credit agreement.
Will my credit score affect the van I can lease?
Having bad credit can sometimes limit the range of vans you're able to choose from due to affordability. However, if you can afford to pay a deposit and the monthly payments, then you can choose any van from our range.
Can I lease a new van with bad credit?
Yes, you can lease a new van with bad credit. Your payments will be higher and there are other factors that will affect your agreement, but it's certainly possible to get a new van.
How do I lease a van with bad credit?
Pick the van you want to lease and submit an enquiry; our team will go through your application with you, and once you've been approved we can finalise your lease and arrange for pick up or delivery.
Where can I lease a van with bad credit?
At Zero Deposit Leasing, we work with a range of specialist lenders, so we are the go-to company for bad credit van leasing.
Should I buy or lease a van with bad credit?
It all depends on what you want from your van; leasing is great for people who like to switch cars, whereas buying is better for people who want to own an asset. Speak to one of our team who'll talk to you about the pros and cons.
Do I need to pay a deposit if I have bad credit?
No, you don't need to pay a deposit if you have bad credit. However, it does help as lenders will see you as less of a risk.
What if I have defaults, CCJs or IVAs?
You could still lease a car if you have CCJs, IVAs it defaults, get in touch with our team and see how we can help you.
