Bad credit car leasing

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How does poor credit car leasing work?

Leasing a car is an excellent option to consider if you have poor credit and want to lease a car. Just tell us the car you want, and we’ll help you find bad credit car lease deal that suits your needs.

We’ll do a credit check with your best-suited lender, who will then take a look at your credit file. Once you pass the finance application, you sign your contract, and you are ready to get in the driver’s seat of your chosen car.

Choosing a car lease can be a long process, but it needn’t be. This is why Zero Deposit focuses completely on getting customers like you the best car lease deal and then deliver the car to your front door quickly and hassle-free.

To ensure you find the perfect car for your needs, we also have more options such as no deposit car leasing or used car leasing.

Benefits of using Hippo for poor credit leasing:

  • High chance of acceptance – Zero Deposit Car Leasing works with a panel of 14 lenders, so there’s a great chance of finding the funder for you and passing your credit check.
  • No deposit – That means you pay nothing for 30 days
  • Fixed monthly payments – You are in control of your budget when you know exactly how much your monthly repayments are
  • Same day collection – If your chosen car is in stock, you can pick it up the same day
  • 48-hour delivery – Our in-stock cars are generally available for delivery in 48-hours
  • Nationwide delivery – Zero Deposit Car Leasing delivers hundreds of vehicles all over the UK, including Northern Ireland and the Isle of Man
  • 8000 of new and used cars available to choose from
  • Over 1000 cars in stock ready for collection or 48-hour delivery

I’ve got bad credit, do I need a deposit?



Bad credit car leasing FAQs

If you have bad credit, you can still be considered for a car lease, but your monthly payments are likely to increase the lower your credit score is. We advise a soft-credit check before applying to any car lease agreement, to ensure you won’t further damage your credit score, in case of a credit decline.

Whatever financial agreement you wish to apply for, it will always require a credit check. A soft credit check will be done first of all, as this has no impact on your credit score. You can then see which lender is best for you, as well as allowing ourselves to see if you would be accepted for a credit agreement.

Having bad credit can sometimes limit the range of cars you are able to choose from due to affordability. However, if you can afford a deposit and the monthly payments, then you can choose any car from our range.

In theory, yes. But it would help if you considered whether you could afford to as a new car will cost more to lease than an older car.

Pick the car you want to lease and submit an enquiry; our team will go through your application with you, and once you've been approved we can finalise your lease and arrange for pick up or delivery.

At Zero Deposit Leasing, we work with a range of specialist lenders, so we are the go-to company for bad credit car leasing.

It all depends on what you want from your car; leasing is great for people who like to switch cars, whereas buying is better for people who want to own an asset.

No, you don't need to pay a deposit if you have bad credit. However, it does help as lenders will see you as less of a risk.

You could still lease a car if you have CCJs, IVAs it defaults, get in touch with our team and see how we can help you.

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