Bad Credit Car Finance & Leasing

Having bad credit shouldn’t make car leasing a daunting process. At Zero Deposit Car Leasing, we understand being rejected for car finance due to a poor credit score can be frustrating.

That’s why we have a team of in-house, bad credit car leasing specialists with access to a wide range of lenders and offers. They make it their priority to get you into your perfect car even with a subprime credit score.

Search more than 5,000 cars, find the right one for you, enquire online. It’s that simple. Your car lease contract is only a few clicks away.

How Does Poor Credit Car Leasing Work?

Leasing a car is an excellent option to consider if you have poor credit and want to finance a car. Just tell us the car you want, and we’ll help you find bad credit car finance that suits your needs.

We’ll do a credit check with the best-suited lender for you, who will then take a look at your credit file. Once you pass the finance application, you sign your contract, and you are ready to get in the driver’s seat of your chosen car.

Choosing a car lease can be a long process, but it needn’t be. This is why Zero Deposit focuses completely on getting customers like you the best car lease deal and then deliver the car to your front door quickly and hassle-free. To ensure you find the perfect car for your needs, we also have more options on our no deposit car leasing page or New2You, which provides leasing options for high-quality used cars.

Benefits of Poor Credit Leasing With Zero Deposit Car Leasing

  • High chance of acceptance. Zero Deposit Car Leasing works with a panel of 14 lenders, so there’s a great chance of finding the funder for you and passing your credit check.
  • No deposit. That means you pay nothing for 30 days.
  • Fixed monthly payments. You are in control of your budget when you know exactly how much your monthly repayments are.
  • Same day collection. If your chosen car is in stock, you can pick it up the same day.
  • 48-hour delivery. Our in-stock cars are generally available for delivery in 48-hours.
  • Nationwide delivery. Zero Deposit Car Leasing delivers hundreds of vehicles all over the UK, including Northern Ireland and the Isle of Man.
  • 8000 of new and used cars available to choose from.
  • Over 1000 cars in stock ready for collection or 48-hour delivery.

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Frequently asked questions about bad credit car leasing

If you have bad credit, you can still be considered for a car lease, but your monthly payments are likely to increase the lower your credit score is. We advise a soft-credit check before applying to any car lease agreement, to ensure you won’t further damage your credit score, in case of a credit decline.

Whatever financial agreement you wish to apply for, it will always require a credit check. A soft credit check will be done first of all, as this has no impact on your credit score. You can then see which lender is best for you, as well as allowing ourselves to see if you would be accepted for a credit agreement.

Having bad credit can sometimes limit the range of cars you are able to choose from due to affordability. However, if you can afford a deposit and the monthly payments, then you can choose any car from our range.

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